Summarised consolidated income statementfor the year ended 30 June

R000s		2022  Audited		2021  Audited		% Change
Continuing operations
Revenue		99 929 074		88 314 806		13.2
	Non-interest revenue	99 480 106		87 881 064
	Interest revenue	448 968		433 742
Cost of revenue		(69 966 260)		(61 140 027)		14.4
Gross profit		29 962 814		27 174 779		10.3
Operating expenses		(20 268 608)		(19 278 934)		5.1
Net impairment losses on financial assets		(182 912)		(252 164)		(27.5)
Other income		218 744		247 244		(11.5)
Trading profit		9 730 038		7 890 925		23.3
	Share-based payment expense	(294 156)		(246 096)
	Acquisition costs and customer contracts amortisation	(341 567)		(305 025)
	Net capital items	176 628		(179 663)
Profit before finance charges and associate income		9 270 943		7 160 141		29.5
Net finance charges		(1 592 489)		(1 470 534)		8.3
	Finance income	132 184		57 367
	Finance charges	(1 724 673)		(1 527 901)
Share of profit of associates and joint ventures		101 101		100 095		1.0
	Current year earnings	101 317		100 208
	Net capital items	(216)		(113)
Profit before taxation		7 779 555		5 789 702		34.4
Taxation		(2 332 248)		(1 670 774)		39.6
Profit for the year from continuing operations		5 447 307		4 118 928		32.3
Discontinued operations
Profit after tax from discontinued operations		–		3 789
Profit for the year		5 447 307		4 122 717
Attributable to
	Shareholders of the Company – continuing operations	5 071 735		3 840 933		32.0
	Shareholders of the Company – discontinued operations	–		3 789		(100.0)
	Non-controlling interest	375 572		277 995		35.1
		5 447 307		4 122 717		32.1
Basic earnings per share (cents) – continuing operations		1 492.2		1 130.2		32.0
Diluted basic earnings per share (cents) – continuing operations		1 490.0		1 129.4		31.9
Basic earnings per share (cents) – discontinued operations		–		1.1
Diluted basic earnings per share (cents) – discontinued operations		–		1.1
Basic earnings per share (cents) – Group		1 492.2		1 131.3		31.9
Diluted basic earnings per share (cents) – Group		1 490.0		1 130.5		31.8
Supplementary Information
Normalised headline earnings per share (cents) – continuing operations*		1 601.5		1 292.0		24.0
Headline earnings per share (cents) – continuing operations		1 442.0		1 183.3		21.9
Diluted headline earnings per share (cents) – continuing operations		1 439.9		1 182.4		21.8
Headline earnings per share (cents) – discontinued operations		–		15.2
Diluted headline earnings per share (cents) – discontinued operations		–		15.2
Normalised headline earnings per share (cents) – Group*		1 601.5		1 307.2		22.5
Headline earnings per share (cents) – Group		1 442.0		1 198.4		20.3
Diluted headline earnings per share (cents) – Group		1 439.9		1 197.5		20.2
Shares in issue
	Total (‘000)	339 888		339 888
	Weighted (‘000)	339 888		339 847
	Diluted weighted (‘000)	340 376		340 096
Headline earnings
The following adjustments to profit attributable to shareholders were taken into account in the calculation of headline earnings:
Profit attributable to shareholders of the Company – continuing operations		5 071 735		3 840 933		32.0
Impairment of property, plant and equipment, right-of-use assets, goodwill and intangible assets		17 351		71 872
	Property, plant and equipment#	5 121		48 976
	Right-of-use assets reversal#	(9 230)		(12 950)
	Intangible assets#	21 454		44 395
	Taxation effect	6		(8 549)
Net (profit)/loss on disposal of interests in subsidiaries and disposal and closure of businesses		(155 532)		62 821
	(Profit)/loss on disposal and closure#	(155 532)		64 722
	Taxation effect	–		(1 901)
Net loss on disposal and impairment of associates and joint ventures		(16 604)		77 448
	Impairment of associates and joint ventures#	–		77 448
	Net profit on change in shareholding in associates and joint ventures#	(17 218)		–
	Non-controlling interest	614		–
Net profit on disposal of property, plant and equipment and intangible assets		(15 892)		(2 270)
	Property, plant and equipment#	(36 516)		(8 503)
	Intangible assets#	15 293		6 259
	Taxation effect	5 290		375
	Non-controlling interest	41		(401)
Compensation received on loss or impairment of property plant and equipment		–		(29 667)
	Compensation received#	–		(40 684)
	Taxation effect	–		11 017
Non-headline items included in equity accounted earnings of associated and joint venture companies		125		113
	Non-headline items	216		113
	Non-controlling interest	(91)		–
Headline earnings – continuing operations		4 901 183		4 021 250		21.9
Profit attributable to shareholders of the Company – discontinued operations		–		3 789
Loss on disposal of discontinued operations		–		85 224
Impairment reversal of property, plant and equipment, right-of-use assets, goodwill and intangible assets		–		(37 478)
	Property, plant and equipment	–		(28 782)
	Intangible assets	–		(23 271)
	Taxation effect	–		14 575
Headline earnings – Group		4 901 183		4 072 785		20.3

*	Refer normalised headline earnings note for detailed definition.
#	Items above included as capital items on summarised consolidated income statement.