Consolidated income statementFOR THE YEAR ENDED 30 JUNE
| Notes | 2021 R'000 |
Restated* 2020 R'000 |
||
|---|---|---|---|---|
| Continuing operations | ||||
| Revenue | 5.1 | 88 314 806 | 76 542 581 | |
| Non-interest revenue | 87 881 064 | 75 953 538 | ||
| Interest revenue | 433 742 | 589 043 | ||
| Cost of revenue | (61 140 027) | (53 101 006) | ||
| Gross profit | 27 174 779 | 23 441 575 | ||
| Operating expenses | (19 278 934) | (18 079 797) | ||
| Net impairment losses on financial assets | (252 164) | (245 401) | ||
| Other income | 273 347 | 266 807 | ||
| (Loss) from investments | (26 103) | (43 482) | ||
| Trading profit | 5.2 | 7 890 925 | 5 339 702 | |
| Share-based payment expense | (246 096) | (202 494) | ||
| Acquisition costs and customer contracts amortisation | (305 025) | (345 229) | ||
| Net capital items | 5.4 | (179 663) | (1 973 149) | |
| Profit before finance charges and associate income | 5.5 | 7 160 141 | 2 818 830 | |
| Net finance charges | 10.1 | (1 470 534) | (1 429 627) | |
| Finance income | 57 367 | 80 253 | ||
| Finance charges | (1 527 901) | (1 509 880) | ||
| Share of profit (loss) of associates and joint ventures | 100 095 | (92 250) | ||
| Current period earnings | 100 208 | (87 129) | ||
| Net capital items | 7.4 | (113) | (5 121) | |
| Profit before taxation | 5 789 702 | 1 296 953 | ||
| Taxation | 6 | (1 670 774) | (851 589) | |
| Profit for the year from continuing operations | 4 118 928 | 445 364 | ||
| Discontinued operations | ||||
| Profit (loss) after taxation from discontinued operations | 14 | 3 789 | (632 267) | |
| Profit (loss) for the year | 4 122 717 | (186 903) | ||
| Attributable to | ||||
| Shareholders of the Company – continuing operations | 3 840 933 | 168 981 | ||
| Shareholders of the Company – discontinued operations | 3 789 | (632 267) | ||
| Non-controlling interests | 277 995 | 276 383 | ||
| 4 122 717 | (186 903) | |||
| Basic earnings per share (cents) – continuing operations | 7.3 | 1 130.2 | 49.8 | |
| Diluted basic earnings per share (cents) – continuing operations | 7.3 | 1 129.4 | 49.7 | |
| Basic earnings per share (cents) – discontinued operations | 7.3 | 1.1 | (186.4) | |
| Diluted basic earnings per share (cents) – discontinued operations | 7.3 | 1.1 | (186.1) | |
| Basic earnings per share (cents) – Group | 7.3 | 1 131.3 | (136.6) | |
| Diluted basic earnings per share (cents) – Group | 7.3 | 1 130.5 | (136.4) | |
| Supplementary Information | ||||
| Normalised headline earnings per share (cents) – continuing operations | 7.6 | 1 292.0 | 1 028.3 | |
| Headline earnings per share (cents) – continuing operations | 7.5 | 1 183.3 | 553.2 | |
| Diluted headline earnings per share (cents) – continuing operations | 7.5 | 1 182.4 | 552.5 | |
| Headline earnings per share (cents) – discontinued operations | 14 | 15.2 | (159.2) | |
| Diluted headline earnings per share (cents) – discontinued operations | 14 | 15.2 | (159.0) | |
| Normalised headline earnings per share (cents) – Group | 7.6 | 1 307.2 | 869.1 | |
| Headline earnings per share (cents) – Group | 7.5 | 1 198.4 | 394.0 | |
| Diluted headline earnings per share (cents) – Group | 7.5 | 1 197.5 | 393.5 | |
| * | Refer note 5.1. Revenue for further details. |