Notes to the consolidated financial statements | Note 24

      2016
R’000
    2015
R’000
 
24. Cash and cash equivalents            
  Cash on hand and at bank   3 911 927     7 812 877  
  Amounts included in cash and cash equivalents relating to banking and insurance subsidiaries where the balances form part of the reserving requirements as required by the Financial Services Act   626 755     326 964  
  Amounts included in cash and cash equivalents relating to customer contracts   52 040     159 919  

Notes to the consolidated financial statements | Note 24