Notes to the consolidated financial statements – Note 23

    2015
R’000
    2014
R’000
 
23. Cash and cash equivalents          
  Cash on hand and at bank 7 812 877     8 838 573  
  Amounts included in cash and cash equivalents relating to banking and insurance subsidiaries where the balances form part of the reserving requirements as required by the Financial Services Act 326 964     348 232  
  Amounts included in cash and cash equivalents relating to customer contracts 159 919     145 857  

Notes to the consolidated financial statements – Note 23